Credit4Sure is a real and trusted digital financial services platform operated by Mahavira Finlease Limited, an RBI-registered Non-Banking Financial Company (NBFC) in India. Established in 1996, Mahavira Finlease Limited offers personal loan services through Credit4Sure, making it easier for eligible customers to apply online with minimal documentation. The official website provides company information, RBI registration details, loan terms, policies and customer support contacts, allowing users to verify the platform's authenticity before applying.If you are wondering whether Credit4Sure is real or fake, understanding the company behind the platform is a good place to start. This article explains its ownership, RBI registration, loan application process, official mobile applications and important safety precautions.

What Is Credit4Sure?

Credit4Sure is a digital financial services platform owned by Mahavira Finlease Limited. It helps customers explore and apply for financial products, including personal loans, through an online process.

The platform is designed to simplify loan applications by allowing eligible customers to submit information and complete the required verification digitally.

According to its published Terms and Conditions, Credit4Sure also facilitates lending-related services involving regulated banks and NBFCs. The lender responsible for a particular loan should be identified in the applicable loan documents.

Customers can learn more about the services, applicable conditions and company policies through the official Credit4Sure website.

Is Credit4Sure a Genuine Loan Platform?

Yes, Credit4Sure is a genuine financial services platform associated with Mahavira Finlease Limited. Its ownership and business information are published on official websites, and Mahavira Finlease Limited appears in RBI-published NBFC records.

Several details help establish the platform's identity:

  • Identifiable company: Mahavira Finlease Limited is named as the owner of Credit4Sure in its Terms and Conditions.
  • RBI registration: The company appears in the RBI's March 2024 list of registered NBFCs under the Investment and Credit Company (ICC) category.
  • Official disclosures: The website provides loan-related information, a Privacy Policy, Terms and Conditions and a Fair Practice Code.
  • Customer assistance: Published contact information and a grievance mechanism allow customers to raise questions or complaints.

These details provide a basis for verifying the platform's identity. However, users should still confirm the lender and loan terms before accepting any offer.

Who Owns Credit4Sure?

Credit4Sure is owned by Mahavira Finlease Limited, an Indian financial company incorporated in 1996.

Here are its published company details:

The Corporate Identity Number (CIN) is a unique identifier assigned to companies registered in India. It can be used to search for corporate information through the Ministry of Corporate Affairs (MCA).

The company's official documents identify Mahavira Finlease Limited as the platform owner, while its Terms and Conditions also describe arrangements involving lending partners. Customers should check the actual lender's name in their Key Facts Statement (KFS) and loan agreement.

Is Mahavira Finlease Limited Registered with the RBI?

Mahavira Finlease Limited is identified as a registered NBFC in the Reserve Bank of India's published records. The RBI's list dated March 26, 2024, includes the company under the Investment and Credit Company (ICC) category.

The list also records its CIN as U65921DL1996PLC191136.

How to Verify RBI Registration

You can check the company's registration information by following these steps:

  1. Visit the Reserve Bank of India website.
  2. Find the section containing the list of registered NBFCs.
  3. Open the latest available list of NBFCs and ARCs.
  4. Search for Mahavira Finlease Limited.
  5. Match the company name and CIN with its published details.

For the latest registration status, refer to the RBI's NBFC information page.

Important: RBI registration applies to the regulated financial company. It does not mean that the RBI guarantees loan approval, endorses a particular mobile application or guarantees the safety of every transaction.

How Does the Credit4Sure Personal Loan Application Process Work?

Credit4Sure provides an online route for customers interested in applying for personal loans.

The application process generally involves the following stages.

Step 1: Visit the Official Platform

Open credit4sure.in and review the available loan-related services.

Step 2: Provide Your Details

Enter the information requested during the application, such as your name, mobile number, employment details and other relevant information.

Step 3: Complete KYC and Verification

Depending on the requirements, you may need to complete identity verification, provide PAN and Aadhaar-related information through authorised processes, and submit income or bank account details.

Step 4: Application Assessment

The relevant lender evaluates your application using its eligibility criteria, credit assessment and verification process.

Step 5: Review Your Loan Offer

If an offer is available, check the loan amount, interest rate, Annual Percentage Rate (APR), processing fees, repayment tenure and applicable charges.

Step 6: Accept the Terms and Complete Formalities

Carefully read the Key Facts Statement (KFS) and loan agreement before accepting the offer. Complete any required e-signing or repayment mandate process.

Step 7: Loan Disbursal

Once the loan is approved and the required formalities are completed, the amount is disbursed according to the applicable loan terms.

Loan approval is not guaranteed. Eligibility, verification results and the lender's credit assessment determine whether an application is approved.

Is Credit4Sure Available on Android and iPhone?

Credit4Sure Pro has publicly available listings on both Google Play and Apple's App Store.

Android: Credit4Sure Pro on Google Play

iPhone: Credit4Sure Pro on the Apple App Store

The published app listings identify Morbus Technologies Private Limited as the developer. Credit4Sure's official Terms and Conditions identify Mahavira Finlease Limited as the platform owner.

The current app-store descriptions primarily highlight services such as mobile recharge, bill payments, insurance-related services and travel bookings. Users should therefore check the services currently available within each application rather than assuming that every feature is offered on both platforms.

For personal loan applications, refer to the official Credit4Sure website and its authorised application channels.

How to Identify Fake Credit4Sure Loan Offers

Fraudsters sometimes misuse the names of legitimate financial companies to approach customers with misleading loan offers.

Mahavira Finlease Limited has published a customer safety advisory warning about fake calls, emails, websites and mobile applications claiming to represent the company.

Here are some precautions worth following.

1. Avoid Unauthorised Advance Payments

The company's official Loan Disclosure states that it does not demand advance payments, security deposits or upfront fees before loan approval or disbursal.

Be cautious if someone asks you to send money to a personal UPI ID or bank account in exchange for guaranteed approval.

2. Never Share Confidential Banking Information

Do not disclose your OTP, UPI PIN, ATM PIN, passwords or other confidential authentication details to anyone claiming to represent a financial institution.

3. Check the Website and Email Address

Use the official company websites:

The published Loan Disclosure identifies @mahavirafinlease.com and @credit4sure.in as official email domains.

Always inspect the complete sender address and verify unexpected messages through published customer support channels.

4. Understand the Loan Terms

Before accepting a loan, review the:

  • Actual lender's name
  • Interest rate and APR
  • Processing fees and applicable charges
  • Repayment tenure and EMI amount
  • Total repayment obligation
  • Late payment and other applicable charges

These details should be checked in the KFS and loan agreement.

Credit4Sure Customer Support and Grievance Details

For questions about loan applications, account-related services or complaints, customers can use the published contact channels of Mahavira Finlease Limited.

Customer Support

  • Company: Mahavira Finlease Limited
  • Phone: 011-42427474 / 9228151430
  • Email: info@mahavirafinlease.com
  • Office: 193, Patparganj Industrial Area, Delhi – 110092

Grievance Officer

When submitting a complaint, include the relevant application or loan reference details and a clear explanation of the issue. Avoid sharing passwords or OTPs.

The latest published information is available on the Credit4Sure Loan Disclosure page.

A Final Word Before You Apply

Choosing the right loan platform is about more than just getting access to funds. The Credit4Sure loan app offers an easy and convenient online loan application process, allowing eligible customers to apply with minimal documentation.

Before applying, take a moment to review the loan terms, check the applicable charges and choose an EMI that fits your monthly budget. Understanding these details can help you make a confident and informed borrowing decision.


Frequently Asked Questions

1. Is Credit4Sure real or fake?

Credit4Sure is a real financial services platform operated by Mahavira Finlease Limited. The company publishes its business details, lending disclosures, policies and customer support information on its official website.

2. Is Credit4Sure registered with the RBI?

Mahavira Finlease Limited, the company behind Credit4Sure, appears in RBI-published NBFC records. Credit4Sure is the platform name, while RBI registration relates to the financial company.

3. Who owns Credit4Sure?

Mahavira Finlease Limited owns Credit4Sure. The company's CIN is U65921DL1996PLC191136, as published in its official information.

4. Can I apply for a personal loan through Credit4Sure?

Credit4Sure provides access to personal loan-related services through its digital platform. Applications are subject to eligibility criteria, document verification and lender assessment.

5. Does Credit4Sure guarantee loan approval?

No. Loan approval depends on the applicant's financial profile, verification and the applicable lender's credit assessment.

6. Does Credit4Sure ask for advance fees?

According to its official Loan Disclosure, Mahavira Finlease Limited does not demand advance payments or security deposits before approving or disbursing a loan. Customers should review legitimate loan charges in their KFS.

7. Is Credit4Sure available for iPhone users?

Credit4Sure Pro has an Apple App Store listing for iPhone users. However, the services described in the listing may differ from the personal loan services offered through the Credit4Sure website.

8. How can I contact Credit4Sure customer support?

You can contact Mahavira Finlease Limited at 011-42427474 or email info@mahavirafinlease.com. For complaints, write to grievance@mahavirafinlease.com.